Start Here!

Sign up here to enter the UGLIEST TEETH Contest. Click the TOOTHPIX tab to see some of the UGLIEST TEETH you've ever seen.


Receive HTML?

Featured Plans

Family Dental Plan

Family

Student Dental Plan

Students

Kids Plans

Kids

Senior Dental Plans

Seniors

Home Dental 101 What are the Benefits of a Dental Plan?
PDF Print E-mail

What are the Benefits of a Dental Plan?

Now that you've convinced that you need some type of dental coverage, you may be asking yourself which is better - a Dental Plan or Dental Insurance. Before answering that question, let's look a little closer at a few items:

What are the typical features in dental plans?
Will a dental plan save me more money than dental insurance?
Which option is better for you?

You may think that dental converage is a complicated decision. It can be; however, with the right information, you'll make a great decision for you and your family. While many insurance providers will claim to offer the best dental insurance plan, the best discount dental plans, or the best dental coverage, all you really want to know is you need to keep your teeth healthy and strong at the best price. First, let's take a look at Dental Plans.

What are dental plans?

Dental plans are simply an agreement between you and a dental insurance company or a dental plan company. Here are some of the common features:

  • Discounts on dental costs
  • Easy approval processes
  • Choice of a dentist or dental care professional from a list or network

In short, a Dental Plan is for someone looking to reduce their dental care costs with little hassle, paperwork, or complications.

What makes a dental plan different from dental insurance?

Here are some of the key differences:

  • Dental Plans generally have an easier application process.
  • No waiting time with a dental plan.
  • No Exams to qualify for a dental plan.
  • Some dental plans offer discounts on treatment of pre-existing conditions
Dental plans cover some of the same processes as dental insurance. For example, with a dental plan you may be covered for cleanings, fillings, root canals, and other dental work. The claims process with dental plans is usually easier. With dental insurance, you may need to fill out forms that need to be sent in to your dentist or to the dental insurance company. With a dental plan, however, you often only need to show your policy number, policy card, or membership card. Your dentist will usually fill out all the paperwork or will simply give you the dental discount. At that point, you'll only need to pay your reduced dental costs directly to the dentist.